Mr. Muhammad Shahid Hameed said “My father is pensioner (Army Rtd) with income of Rs. 7,000/- per month and was difficult for him to support his higher education”. He said that only through the HEC-USAID financial support that enabled him to complete his higher studies without any difficulty. Now I am working as Assistant Branch Manager in “New Jubilee Life Insurance Company” @ Rs. 75000/-per month.